No Matter the Circumstances, YOU Will Rise and Succeed

Chocolate on FIRE

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    The Debt Payment Quadrant
    • Apr 1, 2021
    • 7 min

    The Debt Payment Quadrant

    Attack your debt like it stole your bike. Seriously, you have to attack your debt from multiple angles. Often, we focus on one quadrant...
    My $40,000 Mistake, ...and counting
    • Mar 12, 2021
    • 4 min

    My $40,000 Mistake, ...and counting

    My $40,000 Mistake I was young, I thought I had things figured and had all the answers. But I didn’t know how big of a mistake I was...
    Why We’re Choosing to Pay Our House Off Early, (like really fast)
    • Feb 23, 2021
    • 6 min

    Why We’re Choosing to Pay Our House Off Early, (like really fast)

    The Math doesn’t make sense, but the heart says otherwise I’m a math guy, or some would say a nerd. I know it doesn’t make math sense to...
    We Did It, $2 Million and Counting (Jan 2021)
    • Feb 21, 2021
    • 5 min

    We Did It, $2 Million and Counting (Jan 2021)

    In just about six years, from 2015 to 2021, We’ve been able to more than double our net worth. Mrs. Chocolate likes to say it’s paper...
    Why Your Car Is Keeping You Poor-Part I
    • Feb 20, 2021
    • 5 min

    Why Your Car Is Keeping You Poor-Part I

    The New Car Smell What kind of car do you drive? Your car may say a lot about you, but what you don’t want it to say is that you wasted...
    Where it all started
    • Feb 11, 2021
    • 7 min

    Where it all started

    If you don’t know where you’ve been it’s hard to know where you’re going. Growing up as an immigrant, I knew there were three ways to...
    Where are we now, ten years later (2005-2015)?                        Net Worth of $900,000
    • Feb 11, 2021
    • 5 min

    Where are we now, ten years later (2005-2015)? Net Worth of $900,000

    The ten years after our wedding had been quite successful for us both in our careers and financially. While we’ve made some mistakes, we...
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