The Debt Payment Quadrant
Attack your debt like it stole your bike. Seriously, you have to attack your debt from multiple angles. Often, we focus on one quadrant at a time rather than using all four quadrants to go after the debt. Instead of focusing on just reducing expenses, also apply for a new job paying you more and get a side hustle to supplement your new income. While you’re at it, look at ways of reducing the debt burden by negotiating a lower interest rate on your credit cards or using a