#financialfreedom

The Debt Payment Quadrant

Attack your debt like it stole your bike. Seriously, you have to attack your debt from multiple angles. Often, we focus on one quadrant...

My $40,000 Mistake, ...and counting

My $40,000 Mistake I was young, I thought I had things figured and had all the answers. But I didn’t know how big of a mistake I was...

Tips to Winning the Refinancing Game

The average American gets a new mortgage every 3-5 years. For the past 10 years, we’ve been part of this average by buying three homes...

Why We’re Choosing to Pay Our House Off Early, (like really fast)

The Math doesn’t make sense, but the heart says otherwise I’m a math guy, or some would say a nerd. I know it doesn’t make math sense to...

We Did It, $2 Million and Counting (Jan 2021)

In just about six years, from 2015 to 2021, We’ve been able to more than double our net worth. Mrs. Chocolate likes to say it’s paper...

Why Your Car Is Keeping You Poor--Part II

Part II looks at the investment portion of the story. To get the back story, Read Part I here. Is having that BMW or Mercedes worth you...

Why Your Car Is Keeping You Poor-Part I

The New Car Smell What kind of car do you drive? Your car may say a lot about you, but what you don’t want it to say is that you wasted...

Journey to Financial Freedom

· Neo : What are you trying to tell me? ... · Morpheus : This is your last chance. ... · Morpheus : What is real? ... · Morpheus : Neo,...

Where it all started

If you don’t know where you’ve been it’s hard to know where you’re going. Growing up as an immigrant, I knew there were three ways to...