wealth | chocolateonfire.com

My $40,000 Mistake, ...and counting

My $40,000 Mistake I was young, I thought I had things figured and had all the answers. But I didn’t know how big of a mistake I was...

Tips to Winning the Refinancing Game

The average American gets a new mortgage every 3-5 years. For the past 10 years, we’ve been part of this average by buying three homes...

Why We’re Choosing to Pay Our House Off Early, (like really fast)

The Math doesn’t make sense, but the heart says otherwise I’m a math guy, or some would say a nerd. I know it doesn’t make math sense to...

We Did It, $2 Million and Counting (Jan 2021)

In just about six years, from 2015 to 2021, We’ve been able to more than double our net worth. Mrs. Chocolate likes to say it’s paper...

Why Your Car Is Keeping You Poor--Part II

Part II looks at the investment portion of the story. To get the back story, Read Part I here. Is having that BMW or Mercedes worth you...

How a Credit Card Balance Transfer fiasco led me to Dave Ramsey

Here we are in Barcelona, sitting in our hotel room, just before heading out to dinner when I got an email that our balance transfer to...

Ten Steps to Building Wealth

I hope to teach you how to use your income so that you can make it grow to millions. You will learn to make your income work smarter and,...